Apple’s Awe-Dropping iPhone 17 Event: What to Expect From the Ultra-Thin Era

Apple’s new iPhone 17 Air and Pro models launched at the iPhone 17 Event 2025 with ultra-thin design and advanced features

IPhone 17 Event 2025 So, Apple is at it again. September 9, 2025, is officially marked as the day we’ll see the next generation of iPhones at Apple’s much-hyped “Awe-Dropping” event. And trust me, this one feels a little different. Why? Because this year isn’t just about routine upgrades. Apple is taking a big gamble—focusing … Read more

Mahindra Slashes SUV Prices After GST Rate Cut: Big Savings for Car Buyers in India

Latest Mahindra SUV Price Cut 2025 offering big savings for Indian car buyers

Mumbai, India —In a move set to redefine the dynamics of India’s automotive market, Mahindra & Mahindra Ltd. has announced huge price cuts across its SUV portfolio. This landmark decision comes just days after the 56th GST Council meeting held on September 3, 2025, where revised GST rates on passenger vehicles were introduced. From September … Read more

Sivakarthikeyan’s Madharasi Hits Theatres, Receives Mixed Twitter Reviews; A.R. Murugadoss’s Directorial Goes Pan-India

Sivakarthikeyan and Vidyut Jammwal face-off scene from Madharasi, trending Twitter review reactions

Sivakarthikeyan Madharaasi review The wait is finally over. Sivakarthikeyan’s Madharaasi has stormed into theaters today, creating a massive buzz across India. Directed by the acclaimed filmmaker A.R. Murugadoss, this pan-India release is being hailed as one of the biggest Tamil movie openings of 2025. From packed theaters in Tamil Nadu to growing curiosity in the Hindi belt. Madharaasi is already … Read more

New GST Rates: What Gets Cheaper and What Stays Costly After Major Tax Reform

Cigarettes, luxury bikes, and sin goods taxed under New GST Rates 2025 at 40% slab

New GST Rates 2025 – The GST Council has brought in the biggest tax change since GST was introduced in 2017. Finance Minister Nirmala Sitharaman announced that from September 22, India will move from a complicated four-slab GST system to a much simpler two-slab system—5% and 18%. Change in the GST rate will bring big relief for … Read more

A New Era for Maruti Suzuki Victoris, SUV Redefines the Mid-Size Segment

Maruti Suzuki Victoris SUV side profile in Mystic color

Maruti Suzuki Victoris, the newest flagship SUV from India’s most trusted automaker, has officially been unveiled, setting new benchmarks in the competitive mid-size SUV market. Positioned strategically between the Maruti Brezza and the premium Maruti Grand Vitara, the all-new Maruti Suzuki Victoris SUV is more than just another addition to the company’s lineup—it is a … Read more

Canada Study Visa Update 2025: Higher Proof of Funds

Indian students planning higher studies in Canada 2025 under new IRCC rules

A major new update to Canada’s study visa rules is set to reshape the journey for international students, particularly those from India. Beginning September 1, 2025, Immigration, Refugees and Citizenship Canada (IRCC) has officially increased the proof of funds requirement for study permit applicants. This significant policy shift impacts financial planning, student mobility, and future … Read more

“World Trusts India to Build Semiconductor Future,” Says PM Modi at Historic SEMICON India 2025

SEMICON India 2025

At the grand inauguration of SEMICON India 2025, Prime Minister Narendra Modi made a historic declaration: “The world trusts India to build the semiconductor future.” Speaking at the iconic Yashobhoomi Convention Center in New Delhi, PM Modi highlighted India’s growing importance in semiconductor manufacturing, chip design, and its readiness to become a global hub for … Read more

Who is Marc Benioff and Why He Laid Off 4,000 Salesforce Employees as AI Takes Over?

Marc Benioff, CEO of Salesforce

Marc Benioff, the co-founder and CEO of Salesforce, has made headlines by announcing the layoff of 4,000 employees. This massive change is part of Salesforce’s push to use artificial intelligence (AI) to handle customer support tasks more efficiently. Benioff, known as a technology visionary and philanthropist, says this move will allow the company to focus … Read more

Param Sundari Movie Review: A Bollywood Romantic Film High on Style, Low on Spark

Bollywood romantic film Param Sundari still featuring Sidharth Malhotra and Janhvi Kapoor with Kerala backdrop

Param Sundari Movie Review – A Bollywood Romantic Film That Looks Good but Lacks Heart Bollywood has always loved telling love stories. From timeless classics to modern digital-age romances, audiences expect a mix of emotions, charm, and chemistry. A successful Bollywood romantic film doesn’t just entertain; it makes people believe in love. Unfortunately, Tushar Jalota’s … Read more

Australian Government Stands Strong Against Anti-Immigrant Rallies, Calls Diversity Australia’s Strength

Australian government rejects anti-immigrant rallies

Australian government rejects anti-immigrant rallies The Australian government rejects anti-immigrant rallies that took place in major cities. By rejecting the hateful protests and defending multiculturalism in Australia, the government has shown once again that diversity is not just accepted here – it is celebrated as one of the nation’s greatest strengths. The rallies, called the “March … Read more

Rupee at a Crossroads: Indian Currency Nears Record Low Against US Dollar Despite Strong GDP Growth

indin rupee vs us dollar

Indian Rupee Vs Dollar The Indian rupee is once again at a critical juncture, hovering dangerously close to its all-time low against the US dollar. On Monday morning, the domestic currency opened at ₹88.25 per dollar, a slight dip from Friday’s closing rate of ₹88.21, according to Bloomberg data. Just last week, the rupee touched a … Read more

🚨 Breaking News: Google Unveils “Nano Banana AI” in Gemini App, Redefining AI Image Editing

pictire of dog, editing in google gemininano banana

In one of the most anticipated tech announcements of 2025, Google has officially introduced its latest innovation in artificial intelligence – the Nano Banana AI image editor. Integrated directly into the popular Google Gemini app, this new AI-powered tool—also called Gemini 2.5 Flash Image—is already being described as a game-changer for photo editing. The launch … Read more

Katrina Kaif’s Kay Beauty Enters the UK: A Big Moment for Indian Beauty on the Global Stage

Kay Beauty Hydra Crème Lipsticks and Jelly Blush products displayed at Space NK UK store

LONDON — Bollywood superstar Katrina Kaif has taken a bold step by launching her successful Kay Beauty brand in the United Kingdom through a partnership with leading luxury retailer Space NK. This move is being hailed as a historic milestone, not just for Katrina Kaif as a beauty entrepreneur but also for the growing presence … Read more

JioHotstar’s Big AI Leap: Riya, Real-Time Dubbing, and a Cricket Mode You Can’t Miss

JioHotstar’s new AI voice assistant Riya helping users search shows effortlessly

Mumbai, August 2025: Reliance Jio has once again set a benchmark in the digital entertainment industry by unveiling four groundbreaking JioHotstar AI features that promise to transform the way India streams content. Spearheaded by Reliance Jio Chairman Akash Ambani, these innovative tools—Riya voice assistant, real-time dubbing with voice cloning, JioLenZ, and MaxView 3.0 cricket mode—are … Read more

Who is Nikhil Kamath? India’s Youngest Billionaire and Zerodha Co-Founder

who is nikhil kamath

The Question arises now a days that, Who is Nikhil Kamath, He is co-founder of Zerodha and True Beacon, has become one of the most influential names in India’s startup and investment ecosystem. As of March 2025, Forbes values his net worth at $2.6 billion, cementing his place among India’s 100 Richest individuals alongside his brother, Nithin Kamath.

But behind the numbers lies a remarkable story — from a school dropout in Karnataka to a self-made billionaire shaping India’s financial future.


Who is Nikhil Kamath & His School Dropout to Billionaire Entrepreneur

Born on September 5, 1986, in Shimoga, Karnataka, Nikhil Kamath’s early life was far from conventional. He dropped out of school after class 10, choosing practical experience over formal education. His career began in a call center with a salary of ₹8,000 per month, but his passion for equity trading quickly reshaped his destiny.

In 2006, he and his brother launched Kamath & Associates, a portfolio management firm for high-net-worth individuals. This venture laid the foundation for what would soon disrupt India’s stock market.


Zerodha: The Disruptor in Indian Stock Trading

who is nikhil kamath, Nikhil Kamath, co-founder of Zerodha, India’s youngest billionaire
Nikhil Kamath at a public event discussing financial growth

In 2010, the Kamath brothers co-founded Zerodha, introducing a discount brokerage model that eliminated high commissions charged by traditional firms. With zero brokerage fees on investments and a flat ₹20 fee on intraday and derivatives, Zerodha democratized stock trading in India, making it accessible to millions.

Today, Zerodha is one of the largest brokerage firms in India, driven by technology, transparency, and customer-first policies.


Beyond Zerodha: Expanding Ventures

Nikhil Kamath has gone far beyond stockbroking:

  • True Beacon (2020): An asset management company for ultra-high-net-worth individuals, offering transparent and cost-effective investment models.

  • Gruhas (2021): Co-founded with Abhijeet Pai, Gruhas invests in climate tech, consumer brands, sustainability, and proptech. Its funds include Gruhas Collective Consumer Fund (GCCF) and the Earth Fund with Brigade Group.

  • Strategic Investments: Kamath has invested in Ather Energy, Licious, Nourish You, Pee Safe, and GreenLine Mobility. He also holds a 5% stake in D’yavol Spirits, co-founded by Shah Rukh Khan and Aryan Khan.


Nikhil Kamath: Public Figure and Philanthropist

In 2024, Kamath launched his podcast, “WTF is,” featuring global names like Bill Gates, Bryan Johnson, and Prime Minister Narendra Modi.

In 2023, he signed The Giving Pledge, becoming the youngest Indian to commit 50% of his wealth to causes like climate change, education, and healthcare. Through the Rainmatter Foundation, he has already pledged over $100 million toward sustainability initiatives.


Controversies and Criticism

Success hasn’t come without controversy.

  • 2021 Chess Scandal: Kamath admitted to using unfair means in a charity chess game against Viswanathan Anand, which led to a temporary ban on Chess.com. He later apologized, and Anand forgave him.

  • 2024 House Purchase Backlash: Known for promoting renting over owning, Kamath’s decision to buy a house was labeled a “U-turn.” He defended his choice, citing stability as the key reason.


The Legacy of Nikhil Kamath

Despite setbacks, Who is Nikhil Kamath & Nikhil Kamath’s journey — from a school dropout to India’s youngest billionaire — reflects innovation, resilience, and philanthropy. His rise proves that non-traditional paths can still lead to extraordinary success, inspiring millions of entrepreneurs and investors.

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Google to Block Sideloading of Unverified Apps, A Major Change for Android Users

Google reshapes Android ecosystem by blocking sideloading from unverified sources

Google Sideloading Ban

Google has announced a big change that could reshape the way people use Android devices. Starting in 2026, users will no longer be able to sideload apps from unverified developers. This means that any app not cleared through Google’s new developer verification program will be blocked from installation on certified Android phones.

For years, one of Android’s biggest advantages over iOS was the freedom to install apps from almost anywhere—not just the Google Play Store. But while this freedom gave users more options, it also opened the door to malware, scams, and harmful apps. Google says its research shows that apps from unverified sources are 50 times more likely to carry malware compared to apps from the Play Store.

What is Changing?

The upcoming developer verification program will require all app creators—whether they publish on the Play Store, third-party app stores, or direct downloads—to verify their identity with Google.

To make this possible, Google is rolling out a new Android Developer Console for developers who distribute apps outside the Play Store. Think of it as a security checkpoint: developers will need to prove who they are before their apps can reach users.

According to Google, the idea isn’t to review or censor apps but simply to confirm who is behind them, making it harder for cybercriminals to hide.

Rollout Timeline

Alt Text: Google announces sideloading ban for unverified Android apps in new security update
Google confirms new verification rules that block unverified app sideloading on Android devices.
  • October 2025: Testing of the new system begins.

  • March 2026: The Android Developer Console opens for global developer registrations.

  • September 2026: The new rules go live first in Brazil, Indonesia, Singapore, and Thailand, regions where scam apps have been a big problem.

  • 2027: Global rollout across all certified Android devices.

Why Now?

Google says the main goal is to make Android more secure and reduce malware attacks. But many industry watchers also believe this is partly linked to antitrust pressures. Google recently faced lawsuits, including the high-profile Epic Games case, that forced it to allow more third-party app stores. With this verification step, Google can still keep a level of control while meeting regulatory demands.

What It Means for You

  • For users: It means safer downloads and fewer chances of getting tricked by fake or harmful apps.

  • For developers: It means more paperwork and verification before apps can reach people—but also a more trusted ecosystem.

  • For Android overall: It marks a big shift away from its totally “open” model toward a security-first ecosystem.

The Bigger Picture

This decision could be the start of a new era for Android app distribution. By blocking unverified sideloading, Google is sending a strong message: security now comes first. The move may also influence how other tech giants handle app ecosystems in the future.

For millions of Android users worldwide, this will mean fewer risks but also less freedom. Whether this balance between safety and openness works in the long run will depend on how smoothly Google implements the changes.

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Rajasthan News: 200-Million-Year-Old Fossil Found in Jaisalmer Could Rewrite India’s Jurassic History

Artistic illustration of a phytosaur reptile linked to the Jaisalmer fossil discovery in Rajasthan

Jaisalmer (Rajasthan): A historic scientific breakthrough has been reported from the desert region of Rajasthan. Geologists have unearthed a 200-million-year-old Jaisalmer fossil discovery, believed to belong to a crocodile-like reptile called a phytosaur. Experts say this rare discovery is among the most well-preserved Jurassic fossils ever found in India, and it could completely change the way we understand the country’s prehistoric past.


Rajasthan’s Jaisalmer Desert Turns Into Fossil Hotspot

The discovery was made in the sedimentary rock formations of Jaisalmer. During excavation, researchers uncovered a fossilized skeleton nearly 1.5 to 2 meters long, with a possible egg-shaped fossil located alongside it. According to scientists, this fossil is estimated to be at least 210 million years old, making it one of the oldest vertebrate fossils in India.

The finding has placed Jaisalmer on the global paleontological map. Experts say the Rajasthan fossil discovery is not only scientifically valuable but could also turn the desert state into a new hub for fossil tourism.


Crocodile-Like Phytosaur May Unlock Prehistoric Secrets

Early analysis suggests the fossil may belong to a phytosaur, a semi-aquatic reptile that thrived during the Triassic and Jurassic periods. Though phytosaurs closely resemble modern crocodiles, they were an entirely separate group of reptiles that went extinct millions of years ago.

Paleontologist Prof. V.S. Parihar explained that the fossil likely represents a medium-sized phytosaur that lived near ancient rivers and survived on fish. This is a major clue that Rajasthan, which is now an arid desert, was once a green landscape filled with rivers and forests.


Expert Opinions: Why This Rajasthan Fossil Is a Game-Changer?

200-million-year-old Jurassic fossil during the Jaisalmer fossil discovery in Rajasthan desert
Scientists carefully excavating a Jurassic-era fossil in Jaisalmer, Rajasthan.

Senior geologist Narayan Das Inikhiya, who led the research team, emphasized the significance of the discovery.

These fossils provide vital evidence of the Jurassic environment in western Rajasthan. They help us understand how prehistoric reptiles lived and how the ecosystem looked nearly 200 million years ago,” he said.

Scientists have not ruled out the possibility that the fossil could belong to an early dinosaur species. To confirm its true identity, detailed carbon dating and laboratory tests are currently underway.


India’s Fossil Heritage Growing Stronger

This discovery follows another important find in 2023, when researchers uncovered a phytosaur fossil near the Bihar–Madhya Pradesh border. However, that fossil was fragmented. In contrast, the Jaisalmer fossil is one of the most complete and well-preserved fossils ever unearthed in India, making it a landmark achievement in Indian paleontology.

Experts believe Rajasthan’s fossil record could soon rival international fossil sites. Globally, phytosaur fossils have been found in North America, Europe, and Africa, and now India is joining the list of key discovery zones.


A New Era for Rajasthan and India’s Prehistoric Research

The Jaisalmer discovery is expected to generate global interest in India’s fossil heritage. Not only does it highlight Rajasthan’s rich prehistoric past, but it also places India as an important location for future paleontological studies.

For the people of Jaisalmer, the discovery is a source of pride. Local residents, along with scientists, believe this could attract both researchers and tourists, boosting the state’s reputation as a site of hidden natural wonders.


Final Word

The 200-million-year-old fossil in Jaisalmer, Rajasthan, is more than just a skeleton in stone. It is a key to unlocking India’s Jurassic secrets, showing us that the deserts we see today were once fertile, river-fed lands teeming with life.

As scientists continue their study, the fossil could reveal new insights into prehistoric reptiles, dinosaurs, and India’s place in ancient ecosystems.

👉 Do you think this could be India’s most important fossil discovery yet?

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2 Lakh Jobs Set to Transform India’s Festive Shopping—Will You Be Ready?

Flipkart festive jobs 2025

Flipkart festive jobs 2025

Flipkart Gears Up for Festive Season with Massive 2.2 Lakh Hiring Drive

India’s e-commerce giant, Flipkart, is preparing for a festive season like never before by creating over 2.2 lakh seasonal jobs. This large-scale recruitment is aimed at handling the expected surge in orders during events like The Big Billion Days, ensuring smooth delivery for millions of customers. The new roles will cover supply chain, logistics, and last-mile delivery, making the festive shopping experience faster and more efficient.


Inclusive Hiring: Empowering Women and PWDs

Flipkart festive jobs 2025

Flipkart isn’t just focusing on numbers. The company has announced a 10% increase in women hiring for these seasonal roles and is taking dedicated steps to create more opportunities for Persons with Disabilities (PWDs). This move not only diversifies the workforce but also strengthens economic empowerment for marginalized groups, making festive employment a more inclusive experience.


Expanding Reach to Tier 2 and Tier 3 Cities

To handle the growing festive demand, Flipkart is launching 650 new delivery hubs in Tier 2 and Tier 3 cities. This expansion ensures timely deliveries even in remote areas while boosting employment opportunities across smaller towns.

This approach is part of Flipkart’s “ecosystem-first strategy”, aimed at building a robust and scalable network capable of supporting a rapidly growing e-commerce market.


A Growing Trend Across E-Commerce

Flipkart’s seasonal hiring is not happening in isolation. Amazon India recently announced 1.5 lakh new seasonal jobs, also focusing on women and PWD employment. This trend shows how India’s e-commerce sector is driving massive employment growth, particularly during festive seasons.


Economic Benefits: A Win-Win for All

The creation of these seasonal jobs is a positive development for India’s economy. It provides temporary income for thousands, stimulates local economies, and ensures companies like Flipkart and Amazon can manage the festive rush efficiently.

Customers benefit from faster deliveries, companies enjoy increased sales, and employees gain meaningful work—even if temporary. This cycle demonstrates how the digital economy is creating new opportunities and reshaping India’s employment landscape.


Why This Matters: More Than Just Jobs?

The festive season hiring boom is not just about filling roles. It’s about:

  • Strengthening local economies

  • Promoting inclusive employment

  • Enhancing customer satisfaction during high-demand periods

This seasonal employment trend is a win-win situation, benefiting the workforce, the economy, and customers alike.


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Has Your Commute Gotten Costlier? What You Need to Know About the Delhi Metro Fare Hike 2025

Delhi Metro passengers using smart cards for discounted fares

   Delhi Metro fare hike 2025 If you travel daily by the Delhi Metro, there’s big news that directly affects your pocket. After eight long years, the Delhi Metro Rail Corporation (DMRC) has officially revised its fares. The new Delhi Metro ticket prices came into effect on Monday, August 25, 2025, following recommendations from the … Read more

Is Coca-Cola Really Selling Costa Coffee? 7 Surprising Facts You Need to Know

Coca-Cola logo symbolizing the company’s rumored sale of Costa Coffee in 2025

What’s Brewing in the Coffee World, Is Coca-Cola selling Costa Coffee? Is Coca-Cola selling Costa Coffee? This question has been buzzing across the business and beverage world after Reuters reported that Coca-Cola is working with investment bank Lazard to explore a potential sale of its British coffee chain, Costa Coffee. While nothing is confirmed yet, this … Read more

From ₹1200 a Day to India’s First Toxin-Free Unicorn: How Ghazal Alagh Turned Mamaearth Into a Billion-Dollar Skincare Empire

Mamaearth’s toxin-free skincare and baby care products trusted by millions across India.

A Journey That Inspires Millions, Ghazal Alagh success story How does someone go from earning just ₹1200 a day to building one of India’s most successful skincare brands? The answer lies in the inspiring journey of Ghazal Alagh, co-founder of Mamaearth, who transformed a personal struggle into a billion-dollar empire. Her story is not just … Read more

🚨 Is Your Parcel Stuck? 7 Key Things to Know About India Post Halting US Shipments Under New Duty Rules

US Customs duty changes create backlog and confusion for India Post shipments

The Sudden Shock: Why Did India Post US Parcels Suspended?

If you’ve been planning to send a parcel to friends, family, or business partners in the United States, you might have to wait. On August 25, the Department of Posts, India, announced a sudden suspension of most postal services to the US.

The reason? A major change in US duty rules, effective from July 30, which removed the duty-free exemption for goods worth up to USD 800. Now, all parcels entering the US—no matter their value—will attract customs duties under the International Emergency Economic Power Act (IEEPA).

Only gift items worth under USD 100 remain duty-free. Everything else will face customs charges.


Why This Move Creates Confusion in Logistics?

India Post US parcels suspended from August 25 after new duty rules
India Post halts most US-bound parcels due to changes in US customs rules.

The biggest problem lies in how duties will be collected. The new US order states that only international carriers or “qualified parties” approved by US Customs and Border Protection (CBP) can handle duty payments.

But here’s the catch: the US has not yet given clear guidelines on how carriers will be approved. As a result, airlines informed India Post that they cannot transport US-bound parcels from August 25.

So, India Post suspended bookings for all parcels, except:

  • Letters and documents

  • Gift items under USD 100

This prevents parcels from getting stuck in customs limbo without proper clearance.


Who Is Impacted by the Suspension?

This halt affects a wide group of people:

  • Individuals sending personal parcels to loved ones in the US

  • Businesses and exporters depending on India Post for international shipments

  • E-commerce sellers shipping small goods overseas

The Department of Posts has assured customers that refunds will be provided for undeliverable consignments. While they regret the inconvenience, they’ve promised to restore services once US authorities clarify customs procedures.


The Global Domino Effect

India isn’t the only country hit by these new rules of ‘India Post US Parcels Suspended’. Postal groups in France, Belgium, Austria, and Scandinavia have also suspended parcel deliveries to the US.

Even Deutsche Post DHL announced that its German parcel service will stop accepting standard US-bound parcels from August 25. However, DHL Express shipments (which follow different customs frameworks) remain unaffected.

This shows how standard postal networks are far more vulnerable to sudden policy changes compared to private courier services.


The Political Side: Trade Tensions at Play

These changes are not just about postal rules—they’re part of a bigger trade battle. Under Donald Trump’s administration, the US has toughened its stance on trade with countries like India.

Recently, the US imposed a 25% additional tariff on Indian exports, effectively raising rates to 50%, reportedly in response to India’s Russian crude oil imports.

The new US postal duty rules appear to be another layer of this larger trade strategy—reshaping global commerce while creating everyday hurdles for businesses and individuals.


What Can Customers Do Now?

If you’re affected by this suspension:
✅ Check if your parcel qualifies as a gift under USD 100 (still allowed)
✅ If already booked, apply for a refund through India Post
✅ For urgent deliveries, consider private couriers like DHL Express, FedEx, or UPS, which have their own customs clearance systems

India Post has assured the public that services will resume as soon as the US clarifies duty collection rules.


Final Takeaway: Everyday Impact of Global Trade Rules

What seems like a political decision at the top can directly affect ordinary people—students waiting for books, families sending gifts, or businesses managing cross-border logistics.

The India Post suspension or we can say ‘India Post US Parcels Suspended’, is a reminder that international trade tensions can ripple down into our daily lives. Until policies become clearer, customers need to adapt with alternative courier options.

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The Ultimate Guide: 5 Burning Questions About India’s Online Gaming Bill 2025 and Zupee Ludo’s Future

Online Gaming Bill 2025 affects Zupee Ludo players

Online Gaming Bill 2025 affect Zupee Ludo players The online gaming industry in India has just entered a new era. With the introduction of the Online Gaming Bill 2025 affect zupee ludo players, every player, investor, and gaming enthusiast is asking the same question: what does this mean for my favorite platforms like Zupee Ludo, … Read more

Is Your Insurance About to Get Cheaper? 5 Big Things You Must Know About GST Cuts

Affordable insurance after GST removal in India 2025

Affordable insurance after GST removal

Are your life and health insurance premiums finally about to get cheaper or Affordable insurance after GST removal A major government proposal could soon bring welcome relief for policyholders. The central government is considering a plan to exempt insurance policies from the 18% GST, potentially slashing costs and putting more money back in your pocket. If approved, this change would make insurance more affordable and encourage more Indians to safeguard their health and financial future.

In this article, we’ll break down the 5 key things you must know about this proposal, who is behind it, and how it could impact you.


1. What Is the Proposed GST Exemption on Insurance?

Government proposal to remove Affordable insurance after GST removal
Will GST removal make your insurance more affordable?

Currently, both life and health insurance premiums are taxed at 18% GST, which significantly raises the total cost. For many families, this makes adequate coverage hard to afford.

The government’s new proposal aims to exempt individual insurance policies from GST altogether—reducing the tax rate from 18% to 0%. This exemption falls under the broader “Next-Gen GST Reforms,” which seeks to categorize services into “merit” (0–5%) and “standard” (18%) brackets. Essential services like insurance are being considered as “merit services.”

The idea is simple: make insurance cheaper, accessible, and a necessity—not a luxury.


2. Who Is Behind the Proposal?

The discussions are led by a 13-member Group of Ministers (GoM), chaired by Bihar’s Deputy Chief Minister, Samrat Choudhary. The GoM includes representatives from major states like Uttar Pradesh, Tamil Nadu, West Bengal, and Rajasthan.

The fact that most states support this exemption shows its nationwide importance. But there’s one crucial condition: insurance companies must pass the benefit directly to consumers instead of keeping the savings.


3. Will These Savings Reach Policyholders?

This is the question that matters most to you. States are clear—they want a mechanism to ensure insurance companies reduce premiums when GST is cut.

As Telangana’s Deputy CM, Mallu Bhatti Vikramarka, emphasized: the GST Council must create a system so that policyholders—not insurers—enjoy the savings.

If the mechanism is implemented properly, you can expect direct reductions in your premium costs.


4. When Will the Decision Be Made?

The GoM is preparing a detailed report by the end of October, which will then be reviewed by the GST Council.

The final decision rests with the Council, chaired by Finance Minister Nirmala Sitharaman, who has already linked this reform with India’s broader Atmanirbhar Bharat (self-reliance) vision. If approved, this move could be implemented in the coming months, providing timely relief to millions of policyholders.


5. How Big Could the Savings Be?

The numbers are eye-opening. In FY 2023–24 alone:

  • ₹8,262.94 crore was collected in GST from health insurance premiums.

  • ₹1,484.36 crore came from health reinsurance.

Eliminating GST could return thousands of crores back to citizens. This would not only reduce financial strain on families but also encourage more Indians to buy insurance, leading to a healthier and financially secure society.


Conclusion

The proposed GST exemption on life and health insurance is more than just a tax cut—it’s a step toward making essential financial protection affordable for every household. If the government ensures that savings are passed on to consumers, policyholders could soon see lower premiums, higher accessibility, and stronger financial security.

As the GST Council prepares to take its final decision, one thing is clear: this reform could change the way Indians view and afford insurance.

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