“7 Powerful Ways to Turn Small Savings into Big Wealth – From Pocket Change to Prosperity!”

safe investment options

Safe Investment Options: Having a high salary or receiving an inheritance isn’t the only way to be financially secure. The real key to building wealth and a safe future is planning. Think of it like planting a seed, watering it, and patiently waiting for it to grow. Saving small amounts regularly can help you build … Read more

Infosys Founder Narayana Murthy Urges Fair Pay: Treat Employees as Humans and Close Salary Gaps!

narayana murthy business advice

Narayana Murthy Business Advice On March 12, Infosys founder NR Narayana Murthy share their thought and said  that businesses and entrepreneurs should treat their employees with respect and work to reduce the gap between the lowest and highest salaries by following the idea of “compassionate capitalism.” Everyone should respect and value every employee in a … Read more

Yamaha FZ S-Fi Hybrid Launched: Is It the Best 160cc Bike for Mileage and Performance?

hybrid bikes

Hybrid bikes would be the next choice of youngsters for many due to their ability to offer better mileage.Hybrid bikes give you the good parts of electric and gas bikes together. You get some of the smooth, quiet power of an electric bike, but you also get the long range and easy refueling of a regular gas bike. People thought companies would just make electric bikes, but Yamaha is trying something different with hybrids. These bikes could become really popular with young people because they use less gas and go further.

The new 150cc FZ S-Fi Hybrid bike is a super big deal. It’s probably the first bike of its kind to have a hybrid engine. It’s not a full-on electric bike, more like a little boost from an electric motor, kind of like what some scooters have. But even this small hybrid system should help the bike use less gas which was very good.

This new hybrid bike doesn’t just have a best engine, it looks super  cooler too! They’ve made it sharper and more modern as compare to other bikes. The gas tank is different, and the whole shape of the bike is designed to cut through the air better. They even put the turn signals right into the body. Plus, you can now get it in a trendy colors like  bright racing blue or a sleek metallic grey color.

Thinking About a Hybrid Bikes? Here's What to Know

hybrid bikes

Cost Savings: Basically, hybrid bikes help you save money on gas. They go further on each tank, and you can even use the electric part to save even more.

Eco Friendly: Hybrid bikes are kinder to the planet. They don’t put out as much bad stuff into the air as regular gas bikes. When you use the electric part, you’re helping keep the air cleaner.

Smooth Ride: When the bike switches from electric to gas, you barely notice it. It’s a really smooth ride, which is great for long trips.

Higher Initial Cost: The fancy hybrid engine makes these bikes cost more to buy in the first place. You’ll have to spend more money to get one.

Limited Battery Life: Hybrid bikes have a battery you need to plug in. If you’re going on a long ride, finding places to charge it might be tricky. You could get stuck if there aren’t enough charging spots.

Limited Range: You can’t go as far on a hybrid bike as you can on a regular gas bike. The electric part just doesn’t last as long. Bigger batteries would let you go further, but then the bike gets heavier and doesn’t work as well.

Performance: Hybrid bikes try to be both powerful and good for the environment, but they’re not as fast or strong as regular gas bikes. Plus, they’re usually heavier because they have an extra electric motor and battery.

Higher Maintenace: Hybrid bikes can be more expensive and take longer to fix. You still need to do regular stuff like oil changes, but you also have to take care of the electric motor and battery. That means more work and more money.

How to Get a Guaranteed Income in Retirement with LIC’s Smart Pension Plan

RBL Bank and LIC logo showcasing new bancassurance partnership for life insurance in India

LIC launches new plan ‘LIC SMART PENSION PLAN’ This plan is really flexible. You can take out some or all of your money if you need it, under certain circumstances. You also get to choose how often you receive your pension payments – every year, every six months, every three months, or every month. Plus, … Read more

One Man Office: LIC’s New Digital Tool for Agents

lic one man office

LIC One Man Office: Noted that this initiative is a significant step towards the national objective of ‘Insurance for All by 2047,’ providing agents with the digital tools necessary to expand insurance access and coverage. LIC One Man Office LIC is always trying to help its sales team (agents) do their jobs better and give … Read more

Smart Borrowing: How a Small 1-2% Interest Rate Drop Can Save You Big on EMIs!

personal loan rate interest

A personal loan can be a lifesaver in times of urgent basis of  financial need. Whether you’re planning a wedding, renovating your home, or covering tuition fees for your child in a boarding school, a personal loan can provide the necessary funds, especially when your finances are stretched. In such situations and more, securing a … Read more

PM Internship Scheme: Bigger and Better in 2025?

PM Internship scheme

Many different parts of the economy have already told the government what they hope will be included in the upcoming budget. PM Internship Scheme The scheme may undergo changes to its eligibility criteria for participating companies, according to a high-level source. This modification is intended to broaden the scheme’s scope and attract a wider range … Read more

LIC’s Remarkable Rise: 45-Place Jump in Brand Finance Global 500

Lic rises

LIC, India’s biggest insurance company, has improved its ranking significantly. In 2024, it was ranked 222nd on a global list of top 500 brands. But in 2025, it jumped up 45 spots to reach the 177th position. This information comes from a report called ‘Brand Finance Global 500 2025’. LIC Rises To Rank 177 Position … Read more

Empower Your Health: 2 Must-Have Benefits of a High-Value Insurance Policy

health insurance plan

Health Insurance Plan Choosing a health insurance plan can be tricky. There are many companies offering different plans, which can be confusing. You also have to think about how much coverage you need and how much you’re willing to pay for it. More coverage usually means higher costs, but a cheaper plan might not cover … Read more

Used Car Sales: How Will 18% GST Affect Buyers and Sellers?

used car sales

As of December 21st, the GST Council has clarified that all used cars, including EVs, will be subject to an 18% GST rate.

18% GST was already in effect for the sale of:

  • Used petrol vehicles with an engine capacity exceeding 1200 cc and a length greater than 4000 mm.
  • Used diesel vehicles with an engine capacity exceeding 1500 cc and a length greater than 4000 mm.
  • Used SUVs (Sport Utility Vehicles).
used car sales

The revised GST rates will be applicable only in business-to-business transactions. Specifically, the 18% GST will be levied on the supplier’s margin, which is calculated as the difference between the purchase price and the selling price of the used car, taking into account any depreciation claimed. This clarification excludes instances where used cars are exchanged between individuals.

The current 12% GST rate will continue to apply to transactions involving the sale and purchase of used vehicles by individuals.

GST on Used Car Sales:

  • GST is payable on the supplier’s margin, which is the difference between the selling price and the purchase price of the used car.
  • If a supplier has claimed depreciation on the used car under the Income Tax Act, GST is payable on the margin calculated between the selling price and the depreciated value of the car.
  • If the calculated margin (based on either purchase price or depreciated value) is negative, no GST is payable.

How To Apply For Bima Sakhi Yojana: Check Eligibility Criteria

how to apply for bima sakhi yojana

LIC’s commitment to empowering women through its Bima Sakhi Yojana. Prime Minister, PM Narendra Modi, launches LIC’s Bima Sakhi Yojana to Bolster Women’s Empowered. On December 9, 2024 The Prime Minister of India ‘Shri Narendra Modi’ officially inaugurated LIC’s Bima Sakhi Yojana at Panipat, Haryana. In this yojana, women would have the chances to independently … Read more

India Welcomes Toyota’s 100% Electric Revolution!

the new generation toyota camry

The New Generation Toyota Camry has long been a popular choice in the Indian luxury sedan market, known for its reliability, comfort, and fuel efficiency. The recent launch of the new-generation Camry has further elevated its status, but at a significant price point of Rs 56.90 lakh.

The New Generation Toyota Camry
the new generation toyota camry

The New Generation Toyota Camry positions itself as a premium offering, competing directly with established luxury brands like BMW and Mercedes-Benz.

  • BMW 3 Series: Known for its sporty handling and driver-focused experience, the 3 Series offers a range of petrol and diesel engine options. However, its starting price is significantly higher than the Camry, making it a more premium choice.
  • Mercedes-Benz C-Class: The C-Class is a popular choice for luxury and comfort. It offers a wide range of features, including advanced driver assistance systems and a luxurious interior. Similar to the 3 Series, the C-Class is priced higher than the Camry.
  • Skoda Superb: The Superb is a larger sedan that offers a spacious interior and a comfortable ride. While it’s not as premium as the BMW or Mercedes-Benz, it’s a strong contender in terms of value for money.

The Toyota Camry, with its strong hybrid powertrain, advanced safety features, and luxurious interior, offers a compelling proposition for buyers seeking a premium sedan without the exorbitant price tag of traditional luxury brands. It’s a testament to Toyota’s commitment to offering reliable and efficient vehicles, even in the high-end segment.

The Luxurious Toyota Camry offers a luxurious and tech-savvy cabin. The interior is now adorned with a sleek black and tan dual-tone color scheme, elevating the overall premium feel.

camry c1

The car boasts a 12.3-inch digital instrument cluster and a 12.3-inch touchscreen infotainment system, providing clear and intuitive displays. Wireless CarPlay and Android Auto connectivity ensure seamless integration of smartphones. A 9-speaker JBL surround sound system delivers immersive audio, while a 3-zone automatic climate control system ensures optimal comfort for all of occupants.

The Toyota Car Camry is also equipped with a 360-degree camera for enhanced visibility, a panoramic sunroof, and three driving modes to suit different driving styles. Additionally, a head-up display (HUD) projects essential driving information onto the windshield, minimizing distractions.

In terms of safety, the Camry comes standard with Toyota Safety Sense 3.0, a comprehensive suite of advanced driver assistance systems designed to enhance safety and reduce the risk of accidents. The car is also equipped features  with nine airbags to provide maximum protection for occupants in the event of a collision.

camry c2

For those who prioritize fuel efficiency, a comfortable ride, and advanced technology, the Camry’s premium price tag may be worth it. However, if you’re looking for a more affordable option, other luxury sedans in the market may be worth considering. Ultimately, the decision to purchase the Camry should be based on a thorough evaluation of your specific needs and  budget also.

Best Life Insurance Retirement Plans: Maximize Your Savings

INSURANCE 1

Retirement planning is a critical aspect of modern-day financial management. As individuals approach their golden years, factors like taxes, living expenses, and healthcare costs can significantly impact their quality of life. A Life Insurance Retirement Plan (LIRP) is a valuable tool that can help you prepare for your future and secure vital life insurance coverage. … Read more

Skoda Kylaq: 7 Reasons Why It’s the Perfect SUV for You, Starting at Rs 7.89 Lakh

kylaq
Skoda's latest offering, the Kylaq, is a stylish and affordable SUV that has just been launched in India.
  • Available in four variants—Classic, Signature, Signature Plus, and Prestige—it shares design cues with the Kushaq, including distinctive split-LED headlights and wraparound LED taillights.
  • The interior, finished in black and grey with silver and chrome accents, features a 10.1-inch touchscreen, ventilated front seats, and a sunroof.
  • Safety is a top priority, with six airbags, electronic stability control, and traction control standard across all variants.
  • Powering the Kylaq is a 1-liter turbo-petrol engine paired with a 6-speed manual or automatic transmission.
kylaq

Skoda has introduced its latest offering, the Kylaq, a stylish and affordable SUV. Priced from Rs 7.89 lakh (introductory ex-showroom pan-India), the Kylaq will be available for bookings starting December 2, 2024. Deliveries are set to begin on January 27, 2025, following its showcase at the Bharat Mobility Expo 2025. The Kylaq is offered in four variants: Classic, Signature, Signature Plus, and Prestige.

From the side, the Kylaq boasts a clean profile, though its size is slightly more compact compared to Skoda’s other compact SUV offerings. Roof rails, stylish 17-inch dual-tone alloy wheels, and turn indicators integrated into the ORVMs add functional flair.

The rear showcases stunning wraparound LED taillights with distinctive inverted L-shaped internal lighting. A sleek black strip emblazoned with the “Skoda” lettering connects the taillights, while the “Kylaq” badge finds its place on the lower left section of the tailgate. A tall bumper with a chunky skid plate completes the robust look

Safety Features
suv1

The Skoda Kylaq shares its platform with other popular Skoda and Volkswagen models, ensuring a solid and reliable structure. While it hasn’t undergone official crash tests yet, Skoda aims for a 5-star safety rating. Standard safety features include six airbags, ABS with EBD, electronic stability control, and more.

SUV Price Rates

Skoda has not yet revealed the entire price list of the Kylaq, but we expect it to be out at the time.

KRN Heat Exchanger IPO: आवंटन, जीएमपी और लिस्टिंग

krn heat exchanger ipo

राजस्थान स्थित KRN Heat Exchanger IPO ने हाल ही में अपनी आरंभिक सार्वजनिक पेशकश (आईपीओ) समाप्त की है, जिसमें प्रति शेयर ₹209 से ₹220 की कीमत सीमा में शेयर पेश किए गए हैं। निवेशकों के लिए न्यूनतम लॉट साइज 65 शेयर था। आईपीओ सदस्यता अवधि 25 सितंबर से 27 सितंबर तक खुली थी। KRN Heat … Read more

NPS Vatsalya: A Complete Guide To Eligibility, Benefits , Withdrawal And More

NPS Vatsalya Scheme

NPS Vatsalya Scheme, a retirement saving sacheme overseen of the Pension, Fund Regularity and Development Authority (PERDA), is designed to empower parents to start saving for their child’s future financial security. By investing in NPS Vatsalya Scheme, parents can create a solid financial foundation that will help their child achieve their retirement goals. NPS Vatsalya … Read more