The Question arises now a days that, Who is Nikhil Kamath, He is co-founder of Zerodha and True Beacon, has become one of the most influential names in India’s startup and investment ecosystem. As of March 2025, Forbes values his net worth at $2.6 billion, cementing his place among India’s 100 Richest individuals alongside his brother, Nithin Kamath.
But behind the numbers lies a remarkable story — from a school dropout in Karnataka to a self-made billionaire shaping India’s financial future.
Who is Nikhil Kamath & His School Dropout to Billionaire Entrepreneur
Born on September 5, 1986, in Shimoga, Karnataka, Nikhil Kamath’s early life was far from conventional. He dropped out of school after class 10, choosing practical experience over formal education. His career began in a call center with a salary of ₹8,000 per month, but his passion for equity trading quickly reshaped his destiny.
In 2006, he and his brother launched Kamath & Associates, a portfolio management firm for high-net-worth individuals. This venture laid the foundation for what would soon disrupt India’s stock market.
Zerodha: The Disruptor in Indian Stock Trading
In 2010, the Kamath brothers co-founded Zerodha, introducing a discount brokerage model that eliminated high commissions charged by traditional firms. With zero brokerage fees on investments and a flat ₹20 fee on intraday and derivatives, Zerodha democratized stock trading in India, making it accessible to millions.
Today, Zerodha is one of the largest brokerage firms in India, driven by technology, transparency, and customer-first policies.
Beyond Zerodha: Expanding Ventures
Nikhil Kamath has gone far beyond stockbroking:
True Beacon (2020): An asset management company for ultra-high-net-worth individuals, offering transparent and cost-effective investment models.
Gruhas (2021): Co-founded with Abhijeet Pai, Gruhas invests in climate tech, consumer brands, sustainability, and proptech. Its funds include Gruhas Collective Consumer Fund (GCCF) and the Earth Fund with Brigade Group.
Strategic Investments: Kamath has invested in Ather Energy, Licious, Nourish You, Pee Safe, and GreenLine Mobility. He also holds a 5% stake in D’yavol Spirits, co-founded by Shah Rukh Khan and Aryan Khan.
Nikhil Kamath: Public Figure and Philanthropist
In 2024, Kamath launched his podcast, “WTF is,” featuring global names like Bill Gates, Bryan Johnson, and Prime Minister Narendra Modi.
In 2023, he signed The Giving Pledge, becoming the youngest Indian to commit 50% of his wealth to causes like climate change, education, and healthcare. Through the Rainmatter Foundation, he has already pledged over $100 million toward sustainability initiatives.
Controversies and Criticism
Success hasn’t come without controversy.
2021 Chess Scandal: Kamath admitted to using unfair means in a charity chess game against Viswanathan Anand, which led to a temporary ban on Chess.com. He later apologized, and Anand forgave him.
2024 House Purchase Backlash: Known for promoting renting over owning, Kamath’s decision to buy a house was labeled a “U-turn.” He defended his choice, citing stability as the key reason.
The Legacy of Nikhil Kamath
Despite setbacks, Who is Nikhil Kamath & Nikhil Kamath’s journey — from a school dropout to India’s youngest billionaire — reflects innovation, resilience, and philanthropy. His rise proves that non-traditional paths can still lead to extraordinary success, inspiring millions of entrepreneurs and investors.
Frequently Asked Questions (FAQs) About Who is Nikhil Kamath?
Q1. Who is Nikhil Kamath?
Nikhil Kamath is an Indian entrepreneur, investor, and philanthropist best known as the co-founder of Zerodha and True Beacon. He is widely recognized as India’s youngest billionaire with a net worth of $2.6 billion (as of March 2025).
Q2. What is Nikhil Kamath’s age and background?
Born on September 5, 1986, in Shimoga, Karnataka, Nikhil Kamath dropped out of school after the 10th grade. Despite not having a formal degree, he pursued equity trading, which later led to his massive success in finance and startups.
Q3. How did Nikhil Kamath become a billionaire?
Nikhil Kamath co-founded Zerodha in 2010 with his brother, Nithin Kamath, revolutionizing India’s stock market through a discount brokerage model. His ventures such as True Beacon, Gruhas, and multiple strategic investments further built his wealth.
Q4. What companies has Nikhil Kamath invested in?
Apart from Zerodha and True Beacon, Nikhil Kamath has invested in Ather Energy, Licious, Pee Safe, Nourish You, GreenLine Mobility, and D’yavol Spirits (co-founded by Shah Rukh Khan and Aryan Khan).
Q5. What is Nikhil Kamath’s net worth in 2025?
According to Forbes (March 2025), Nikhil Kamath’s net worth is estimated at $2.6 billion, making him one of the 100 richest Indians.
Q6. Is Nikhil Kamath involved in philanthropy?
Yes. In 2023, he became the youngest Indian to sign The Giving Pledge, committing to donate 50% of his wealth to causes such as climate change, education, and healthcare. Through the Rainmatter Foundation, he has pledged over $100 million for sustainability projects.
Q7. Has Nikhil Kamath faced controversies?
Yes. In 2021, he admitted to using unfair means in a charity chess match against Viswanathan Anand. In 2024, he faced criticism for purchasing a house after years of advocating renting. Despite this, his reputation as a pioneering entrepreneur remains strong.
Q8. What is Nikhil Kamath’s podcast “WTF is”?
In 2024, Nikhil Kamath launched his podcast “WTF is”, where he engages in insightful conversations with entrepreneurs, thought leaders, and global personalities like Bill Gates, Bryan Johnson, and Prime Minister Narendra Modi.
Your blog is a testament to your dedication to your craft. Your commitment to excellence is evident in every aspect of your writing. Thank you for being such a positive influence in the online community.
Be the first to know what’s trending – subscribe for fresh updates every day!