November 2025 Bank Holiday Calendar: Complete State-Wise List and Festival Closures

Bank Holidays in November 2025: Don’t Miss the Complete State-Wise List of Closures Across India!

November 2025 is almost here, and it’s going to be a busy month filled with festivals, state celebrations, and long weekends. These events also mean several bank holidays across India, which can affect your financial plans. Whether you use public or private sector banks, knowing the list of bank holidays in November 2025 will help you manage your money without any last-minute trouble.

In India, bank holidays don’t follow one single national schedule. Instead, they depend on a mix of national, regional, and weekend holidays decided by the Reserve Bank of India (RBI). This means banks in some states might be open while others are closed. Here’s a simple guide to help you check the state-wise list of closures and plan your finances better this November.

🏦 How Bank Holidays Work in India

The RBI divides bank holidays into three main types:

1. Holidays under the Negotiable Instruments Act: These include national and state-level festivals.

2. Holidays under the Negotiable Instruments Act and RTGS: These apply to specific days and states.

3. Closing of Accounts: This happens every year on April 1, which is not relevant for November.

Apart from these, all banks remain closed on:

• All Sundays

• Second Saturday of the month

• Fourth Saturday of the month

So, in November 2025, banks will be closed on these weekends:

• Sunday, November 2

• Second Saturday, November 8

• Sunday, November 9

• Fourth Saturday, November 22

• Sunday, November 23

• Sunday, November 30

Even though branches will be closed on these days, digital banking services like internet banking, mobile banking, UPI, and ATMs will keep working as usual. You can still send money, check balances, and pay bills anytime.

🗓️ Complete List of Bank Holidays in November 2025 (State-Wise & National)

November 2025 brings several festivals and regional holidays. Below is a full list of important bank holidays in November 2025, showing which states will observe them:

Special Note: Guru Nanak Jayanti (November 5)

Guru Nanak Jayanti will be widely celebrated across India, and most banks will remain closed. However, banks in a few states will stay open, including
Andhra Pradesh, Assam, Bihar, Dadra & Nagar Haveli, Daman & Diu, Goa, Karnataka, Kerala, Manipur, Meghalaya, Odisha, Puducherry, Sikkim, Tamil Nadu, and Tripura.

Always double-check your state-wise bank holiday list before visiting your local branch to avoid any confusion.

📅 Fixed Weekend Bank Closures in November 2025

In addition to festival holidays, all public and private sector banks will be closed on six weekends in November 2025:

• Sunday, November 2

• Second Saturday, November 8

• Sunday, November 9

• Fourth Saturday, November 22

• Sunday, November 23

• Sunday, November 30

Depending on where you live, your total number of bank holidays in November 2025 could range from 11 to 13 days, combining weekends and festivals.

📝 State-Wise Highlights of Bank Holidays in November 2025

Let’s look at which states have major holidays this month:

November 1 (Saturday)

• Kannada Rajyothsava: Banks closed in Karnataka.

• Haryana Day: Banks closed in Haryana.

• Puducherry Liberation Day: Banks closed in Puducherry.

• Kut Festival: Banks closed in Manipur.

November 5 (Wednesday)

• Guru Nanak Jayanti / Karthika Purnima: Banks are closed in most states, especially in North and East India.

• Karthika Purnima: Observed in Odisha and Telangana.

November 7 (Friday)

• Wangala Festival: Banks closed in Meghalaya.

November 11 (Tuesday)

• Lhabab Duchen: Banks closed in Sikkim.

November 25 (Tuesday)

• Sri Guru Teg Bahadur Ji’s Martyrdom Day: Banks closed in Punjab.

If your state is not listed on a particular date, your bank will likely be open. You can always visit the RBI website or your bank’s branch notice board to confirm the state-wise bank holiday schedule.

💡 Smart Tips to Manage Banking in November 2025

With several bank holidays coming up, it’s smart to plan your financial activities early. Here are some simple tips to help you manage smoothly:

1. Use Digital Banking Services

Even when banks are closed, digital banking services such as UPI, mobile banking apps, NEFT, RTGS, and IMPS work 24/7. You can transfer money, pay bills, recharge phones, or check balances anytime without visiting a branch.

2. Withdraw Cash in Advance

Although ATMs usually stay open, it’s best to withdraw cash before long weekends or consecutive holidays. This avoids any inconvenience if machines run out of cash.

3. Deposit Checks Before Holidays

If you need to deposit a check or demand draft, try to do it before the second and fourth Saturdays. Banks will not process these transactions during holidays, which could delay payments.

4. Keep an Eye on Local Holidays

Many states have their own regional holidays. Check the state-wise list of bank holidays in November 2025 to stay updated about closures in your area.

🛑 Final Checklist Before November 2025 Begins

To make sure your banking experience stays smooth this month:

• Review the full list of bank holidays in November 2025.

• Note the second and fourth Saturdays and plan your cash needs ahead of time.

• Use digital banking services for easy transactions during closures.

• Avoid scheduling major financial tasks right before long weekends or festive breaks.

For example, customers in Bengaluru should plan around Kannada Rajyothsava on November 1, while those in Chandigarh must note Guru Nanak Jayanti on November 5. Staying aware of such dates will help you avoid delays in your financial work.

Final Words

Bank holidays in November 2025 offer a mix of celebrations and extended weekends, but they also call for a bit of planning. By checking the state-wise list of bank holidays, using digital banking services, and keeping track of second and fourth Saturdays, you can handle your finances easily and without stress.

So, before the festive month begins, take a few minutes to go through this list of bank holidays in November 2025, mark your calendar, and plan ahead. A little preparation today will help you manage your money better throughout the month!