Getting quality healthcare is a right, not a luxury. To support senior citizens with free medical treatment, the Indian government has introduced the Ayushman Vay Vandana Card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This special health insurance scheme helps citizens aged 70 and above get free treatment up to ₹5 lakh in both public and private hospitals across India.
This article will guide you through the benefits of the Ayushman Card, eligibility, and how to apply online step by step using the Ayushman App.
What is the Ayushman Vay Vandana Card?
The Ayushman Vay Vandana Card is a part of India’s flagship health insurance scheme, AB PM-JAY, which was launched in 2018. Initially meant for low-income families, the scheme now includes senior citizens aged 70 and above, regardless of their income status. This makes it easier for them to receive timely and free treatment worth up to ₹5 lakh per year.
Whether it’s a heart surgery or a regular checkup, this card gives elderly citizens the peace of mind they deserve in their golden years.
Key Benefits of the Ayushman Card for Senior Citizens
1. ₹5 Lakh Free Health Coverage Annually
Under this scheme, every eligible senior citizen can get treatment worth ₹5 lakh every year.
2. Covers Both Government and Private Hospitals
The card is accepted in thousands of empanelled hospitals – both government-run and private – all across India.
3. No Income Criteria
Earlier, the Ayushman Card was only for low-income families. But now, any citizen aged 70+ can apply, no matter their financial background.
4. Free Online Application
The entire application process is digital, simple, and can be done from your phone using the Ayushman App.
Who Can Apply?
To be eligible for the Ayushman Vay Vandana Card:
- The applicant must be 70 years or older.
- They should have a valid Aadhaar card and mobile number.
- Must complete e-KYC (Know Your Customer) verification during registration.
How to Apply for Ayushman Card Online Application?
Applying for the Ayushman Card online is easy. Just follow the steps below using the Ayushman App.
🔹 Step 1: Download the Ayushman App
Visit the Google Play Store (for Android users) or the Apple App Store (for iPhone users) and download the Ayushman App.
🔹 Step 2: Log in to the App
Choose whether you are a beneficiary (applying for yourself) or an operator (applying for someone else).
🔹 Step 3: Enter Login Details
Fill in your mobile number, solve the captcha, and choose your authentication method. Then, tap on Login.
🔹 Step 4: Fill in Beneficiary Details
Enter the state you live in and provide your Aadhaar card number.
🔹 Step 5: If Not Found, Start e-KYC
If the system doesn’t find your details, proceed with the eKYC (electronic verification). Give your OTP (One Time Password) consent to continue.
🔹 Step 6: Submit the Declaration
Fill in all the necessary fields in the declaration form. This confirms your consent to enroll in the scheme.
🔹 Step 7: Add Mobile Number and OTP
Enter your mobile number and verify it using the OTP received.
🔹 Step 8: Add Category and PIN Code
Enter the category of the beneficiary and the area PIN code to move forward.
🔹 Step 9: Add Family Member Details
If needed, you can also add family members’ information at this stage.
🔹 Step 10: Download the Ayushman Card
Once your e-KYC is complete and verified, you can download the Ayushman Vay Vandana Card from the app itself.
Things to Keep in Mind!
- Ensure your Aadhaar details are correct, especially the mobile number linked to it.
- Keep your phone nearby for OTP verification during the e-KYC process.
- Use the official Ayushman App to avoid fraud.
Why You Should Apply Today?
Health issues often arise with age, and medical costs can quickly go beyond your savings. The Ayushman Vay Vandana Card is a golden opportunity for senior citizens to receive quality treatment without worrying about expenses. Whether it’s a heart issue, cancer, or even surgery, this scheme covers over 1,500 medical procedures.
By applying online through the Ayushman App, you or your senior family members can access this life-saving benefit in just a few minutes.